Revenue during the quarter went down marginally by 0.11 percent to $4.66 million from $4.66 million in the previous year period. Net interest income for the quarter rose 1.22 percent over the prior year period to $3.40 million. Non-interest income for the quarter fell 5.62 percent over the last year period to $1.28 million.

United Community Bancorp has made provision of $0.02 million for loan losses during the quarter, down 66.67 percent from $0.04 million in the same period last year.

Net interest margin contracted 3 basis points to 2.78 percent in the quarter from 2.81 percent in the last year period. Efficiency ratio for the quarter deteriorated to 78.33 percent from 74.90 percent in the previous year period. A rise in efficiency ratio suggests a fall in profitability.

Deposits stood at $443.55 million as on Dec. 31, 2016, up 3.85 percent compared with $427.09 million on Dec. 31, 2015.

Investments stood at $180.32 million as on Dec. 31, 2016, down 3.40 percent or $6.35 million from year-ago. Shareholders equity was at $68.84 million as on Dec. 31, 2016.

Return on average assets moved down 20 basis points to 0.56 percent in the quarter from 0.76 percent in the last year period. At the same time, return on average equity decreased 183 basis points to 4.24 percent in the quarter from 6.07 percent in the last year period.

Meanwhile, nonperforming assets to total assets was 0.53 percent in the quarter, down from 1.08 percent in the last year period.

Average equity to average assets ratio was 13.25 percent for the quarter, up from 12.52 percent for the previous year quarter.